Richard Courtney - Nashville Realtor

"Richard,

I enjoy your column in The Ledger, and read it whenever I can. You did a great column comparing house flippers to song writers, both of them creative entrepreneurs trying to apply their talent to the elusive formula for success. I loved how you portrayed the newcomers in the songwriting business as bringing their "out of town chords" to the simpler, well-established Nashville approach.

I appreciated your suggesting that real estate investors spend time working on a construction site to learn a bit more about what they're actually doing. It was a beautiful comparison, showing insights into not only real estate and songwriting, but the unique culture that is Nashville. I kind of feel like one of those guys who brought his "out of town chords" here, but I know there's room for me here too.

I'm just glad to know you, and I wanted to say thanks for another fine column."
Bryan Cummings, Songwriter, musician, producer. Member of the WannaBeatles

Do I Rent or Do I Own?

Mike Smalling is a mortgage loan originator with F&M Mortgage and is a lifer in mortgage lending. He recently penned a book entitled "Your Mortgage Matters," and the work provides information for those new to home buying, as well as those that have bought and sold numerous homes.